Is Your Business Covered?

General & Professional Liability Insurance Coverage Plan

General Liability Insurance Plan

01

Highest Coverage Limits

Up to €5,000,000 per claim and an aggregate limit of €10,000,000.

02

We Protect Your Staff

Coverage: All dive center staff are covered at no extra cost while working for the insured dive center.

03

Industry-Leading

Recognized for offering comprehensive coverage options in the diving industry.

04

Occurrence Based Policy

Covers incidents during the policy term, regardless of report time. No “run-off” coverage is needed post-business closure.

05

Competitive Pricing

Designed to offer cost-effective insurance solutions.

06

Trusted By Operators & Agencies

The world’s leading diving operators and training agencies rely on us for risk and crisis management, and duty of care compliance.

The Insurer

Insurance to DiveAssure members is provided by Chubb, the world’s largest publicly traded property and casualty insurance company.

Who is Eligible for Coverage?

DiveAssure extends coverage to its members under a comprehensive group policy. Eligible members include:

Premium Coverage at Unbeatable Rates

DiveAssure ’s General Liability Insurance Plan is where top-tier coverage and high limits come at surprisingly affordable rates. Compare and see the
difference for yourself! For full details and a clear understanding of how much you can save, contact us directly.

Corals

General Liability Insurance

For Dive Businesses & Professionals
  • High coverage limits of up to €5,000,000 per claim and €10,000,000 aggregate limit.
  • Inclusive coverage for all dive center staff while on duty at no extra cost.
  • Industry-leading protection recognized across the diving industry.
  • Competitive pricing designed for cost-effective insurance solutions.
  • Public Liability coverage for slip-and-fall, property damage, injuries caused by diving activities.
  • Product Liability coverage for faulty diving gear, including equipment repair and airfill issues.
  • Coverage for claims alleging negligence, including in-water incidents.
  • Protection for diving boats up to 15 meters in length.
  • An occurrence based policy.

Main Benefits

Public Liability

This includes incidents such as slip-and-fall accidents, property damage to third parties, or injuries caused by diving boats.

Product Liability

Coverage for claims related to faulty diving equipment, whether sold or rented, including equipment repair and issues arising from air fills.

Claims Alleging Negligence

Addresses legal actions due to diving-related incidents.

Liability Relating to Diving Boats

Coverage extends to diving boats up to 15 meters in length.

Member Reviews

trustpilot
Very easy web site to navigate and renew our dive insurance every year. thanks!
trustpilot
Fast processing and clear delivery details
trustpilot
I've purchased Dive+Travel insurance from DiveAssure for 10 years. They've had to help me out 3 times during this time. I've never had issues in getting things covered varying from lost dive gear, medical attention, and a hurricane evacuation. Always want DiveAssure behind me on ANY trip!
trustpilot
We have used Dive Assure as our dive insurance provider for several years. For the first time this year we had to make a claim. The people at Dive Assure were very prompt in assisting us to deal with the issue. Resolution of the claim was handled quickly. We felt very fortunate to have dealt with Dive Assure and will certainly continue to do so for our future dive trips.
trustpilot
Great service! My liveaboard trip was ruined because of weather conditions, Diveassure came in and processed my case very quickly and efficient. I will definitely use it again on my next trip.
trustpilot
Brilliant to deal with. I had a dive booked last year but because of covid this was changed without any problems at all. I was dealing with Rebeca who was extremely helpful in sorting out my requests and answering all my many questions
trustpilot
We have been lucky to choose Dive Assure, as we could not go on our Liveaboard Trip in April 2020 due to Covid-19.
Many of our group members had insurance with other insurance companies and did not get any money back- we did get our money back (apart from the 20% mentioned in the insurance conditions)!
Thanks Dive Assure Team!
trustpilot
excellent customer service and follow up. I have used Dive Assure for all my dive trips for about 15 years. I have filed 2 claims during this time and both were handled professionally and paid. Most recently I cancelled a live aboard trip to Indonesia due to work related issues, and was glad I purchased the live aboard rider. This ended up covering the boat costs, minus 20% deductible. That was the most expensive part of the trip, so very happy that I elected to add the rider.
trustpilot
Quick and easy experience. Easy to use website. I had a question about my coverage and they replied very fast. Emma was very helpful and made sure that I had the right coverage for my diving trip. I got their program with the special liveaboard protection plan, which is also primary, which I like because I only have to deal with 1 insurance company.

Frequently Asked Questions

The General Liability plan offers a substantial limit of €5 million per occurrence and €10 million aggregate, providing extensive coverage to protect dive professionals and operators against potential liabilities.

DiveAssure provides comprehensive coverage options tailored to both individuals and operators. We offer flexible insurance solutions to meet your specific needs. Our individual policies provide coverage for professionals, while our dive center policies offer comprehensive protection for diving operations, liveaboards and resorts.

Yes, DiveAssure extends its coverage to include liveaboards and dive-safari boats, ensuring that operators in the dive tourism industry have comprehensive protection for their vessels. With our tailored coverage options, you can navigate the waters with confidence.

Yes, DiveAssure offers the flexibility to bundle diving accident insurance and general liability coverage for added convenience and comprehensive protection.

Yes, DiveAssure understands the diverse needs of dive businesses and offers tailored coverage options suitable for smaller operations. Our flexible plans cater to businesses of all sizes, ensuring that you receive the appropriate level of protection for your specific requirements.

No, DiveAssure simplifies the process by not requiring you to provide a list of professionals working at your dive center. With our General Liability plan, your staff is covered while working under your business, provided you have an active/paid plan with DiveAssure.

No, DiveAssure understands that staffing changes may occur within dive businesses. Therefore, we do not require you to inform us about changes in staff. As long as you maintain an active/paid plan with DiveAssure, your staff will remain covered while working under your business.

Our liability plans cover activities within the European Union (EU) / UK only, ensuring that dive professionals and operators are adequately protected. Activities outside the EU are not covered.

The liability coverage provided by DiveAssure is valid for 365 days from the date of purchase, offering year-round protection for dive professionals and operators. This ensures continuous coverage without the need for annual renewals at the end of each calendar year.

Unfortunately, our territorial coverage for general liability coverage is limited to activities conducted within the European Union / UK only. Feel free to explore our personal plans offering protection against diving accidents and dive-travels risks.

To report an incident or file a claim, simply contact us at liability@diveassure.com, and our dedicated team will guide you through the necessary steps to ensure a smooth and efficient claims process. We’re committed to providing prompt assistance and support to dive professionals and operators in the event of an incident or claim.

To meet PADI’s requirements for a minimum coverage of €4 million, we recommend selecting our “Super” or “Mega” plan under the General Liability coverage. These comprehensive plans offer the necessary coverage limits to comply with PADI standards and provide peace of mind for your dive center operations.

Disclaimer

The information provided on this page is for general informational purposes only and does not constitute a contract, legal advice, or an offer of insurance. Coverage, terms, conditions, and exclusions may vary and are subject to the full policy wording. For complete details, please refer to the official policy terms and conditions and our liability insurance brochure. In case of any discrepancies, the official policy document will prevail.

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