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Up to €5,000,000 per claim and an aggregate limit of €10,000,000.
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Coverage: All dive center staff are covered at no extra cost while working for the insured dive center.
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Recognized for offering comprehensive coverage options in the diving industry.
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Covers incidents during the policy term, regardless of report time. No “run-off” coverage is needed post-business closure.
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Designed to offer cost-effective insurance solutions.
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The world’s leading diving operators and training agencies rely on us for risk and crisis management, and duty of care compliance.
Insurance to DiveAssure members is provided by Chubb, the world’s largest publicly traded property and casualty insurance company.
DiveAssure extends coverage to its members under a comprehensive group policy. Eligible members include:
DiveAssure ’s General Liability Insurance Plan is where top-tier coverage and high limits come at surprisingly affordable rates. Compare and see the
difference for yourself! For full details and a clear understanding of how much you can save, contact us directly.

This includes incidents such as slip-and-fall accidents, property damage to third parties, or injuries caused by diving boats.

Coverage for claims related to faulty diving equipment, whether sold or rented, including equipment repair and issues arising from air fills.

Addresses legal actions due to diving-related incidents.

Coverage extends to diving boats up to 15 meters in length.
The General Liability plan offers a substantial limit of €5 million per occurrence and €10 million aggregate, providing extensive coverage to protect dive professionals and operators against potential liabilities.
DiveAssure provides comprehensive coverage options tailored to both individuals and operators. We offer flexible insurance solutions to meet your specific needs. Our individual policies provide coverage for professionals, while our dive center policies offer comprehensive protection for diving operations, liveaboards and resorts.
Yes, DiveAssure extends its coverage to include liveaboards and dive-safari boats, ensuring that operators in the dive tourism industry have comprehensive protection for their vessels. With our tailored coverage options, you can navigate the waters with confidence.
Yes, DiveAssure offers the flexibility to bundle diving accident insurance and general liability coverage for added convenience and comprehensive protection.
Yes, DiveAssure understands the diverse needs of dive businesses and offers tailored coverage options suitable for smaller operations. Our flexible plans cater to businesses of all sizes, ensuring that you receive the appropriate level of protection for your specific requirements.
No, DiveAssure simplifies the process by not requiring you to provide a list of professionals working at your dive center. With our General Liability plan, your staff is covered while working under your business, provided you have an active/paid plan with DiveAssure.
No, DiveAssure understands that staffing changes may occur within dive businesses. Therefore, we do not require you to inform us about changes in staff. As long as you maintain an active/paid plan with DiveAssure, your staff will remain covered while working under your business.
Our liability plans cover activities within the European Union (EU) / UK only, ensuring that dive professionals and operators are adequately protected. Activities outside the EU are not covered.
The liability coverage provided by DiveAssure is valid for 365 days from the date of purchase, offering year-round protection for dive professionals and operators. This ensures continuous coverage without the need for annual renewals at the end of each calendar year.
Unfortunately, our territorial coverage for general liability coverage is limited to activities conducted within the European Union / UK only. Feel free to explore our personal plans offering protection against diving accidents and dive-travels risks.
To report an incident or file a claim, simply contact us at liability@diveassure.com, and our dedicated team will guide you through the necessary steps to ensure a smooth and efficient claims process. We’re committed to providing prompt assistance and support to dive professionals and operators in the event of an incident or claim.
To meet PADI’s requirements for a minimum coverage of €4 million, we recommend selecting our “Super” or “Mega” plan under the General Liability coverage. These comprehensive plans offer the necessary coverage limits to comply with PADI standards and provide peace of mind for your dive center operations.
The information provided on this page is for general informational purposes only and does not constitute a contract, legal advice, or an offer of insurance. Coverage, terms, conditions, and exclusions may vary and are subject to the full policy wording. For complete details, please refer to the official policy terms and conditions and our liability insurance brochure. In case of any discrepancies, the official policy document will prevail.

Good buoyancy can save a reef and your life. Most divers don’t realize they haven’t mastered it yet. Want safer, smoother dives? Read ‘The Importance of Good Buoyancy’ — full article in bio🔗

Diving is more than a passion, it’s a journey we take together. 🌍🤿
We’re proud to support the incredible storytellers at @_Behindthemask_ who bring the ocean’s magic to life for all of us. 💙
Knowing they feel safe with DiveAssure coverage fuels our mission:
to protect those who explore the depths, go further, and inspire the world to care for our oceans. 🌊✨
Because when strong partnerships are formed, the whole dive community benefits.
Here’s to adventure, here’s to trust and here’s to every story still waiting beneath the waves. 🐋📸
#DiveAssure #youdiveweprotect #BehindTheMask #DiveSafe #OceanStorytelling #DiveWithConfidence #WeAreOceanPeople #Wevegotyoucovered

Underwater, the simplest habits are often the ones that keep us safest.
Before any decision: stop, think, breathe.
A clear head leads to better choices and safer dives.
At DiveAssure, we’re here to protect you, but safety always starts with you💙

📅 4th December — 6:00 PM CET
Join us for an exclusive webinar with Lewis Sell, Technical Diver & Instructor based in Malta, as he dives into the world of safety, preparedness, and advancing your skills beneath the surface. 🌊
From heritage wrecks to deep reefs, Lewis brings years of experience in technical sidemount, backmount, and CCR diving — plus essential insights for both advancing recreational divers and those stepping into the technical realm.
Don’t miss this value-packed session — see you on December 4th at 6 PM CET!
#DivingWebinar #TechDiving #DiveSafety #MaltaDiving #Divershore #LegacyLiverboard

A little highlight from one of our Ambassador program winners Chitranshu, who took his prize straight to Marsa Shagara and came back with some beautifully raw moments from the trip. 🤿💙
He hit 100 dives and earned his Master Scuba Diver along the way and we love getting to share these genuine snapshots from real diving adventures.
Planning your own trip soon? 🌍✨
Explore our coverage options on our website to dive with a little more peace of mind.
#DiveAssure #RealDiverMoments #MarsaShagara #100Dives #MasterScubaDiver