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Up to €5,000,000 per claim and an aggregate limit of €10,000,000.
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Coverage: All dive center staff are covered at no extra cost while working for the insured dive center.
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Recognized for offering comprehensive coverage options in the diving industry.
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Covers incidents during the policy term, regardless of report time. No “run-off” coverage is needed post-business closure.
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Designed to offer cost-effective insurance solutions.
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The world’s leading diving operators and training agencies rely on us for risk and crisis management, and duty of care compliance.
Insurance to DiveAssure members is provided by Chubb, the world’s largest publicly traded property and casualty insurance company.
DiveAssure extends coverage to its members under a comprehensive group policy. Eligible members include:
DiveAssure ’s General Liability Insurance Plan is where top-tier coverage and high limits come at surprisingly affordable rates. Compare and see the
difference for yourself! For full details and a clear understanding of how much you can save, contact us directly.
This includes incidents such as slip-and-fall accidents, property damage to third parties, or injuries caused by diving boats.
Coverage for claims related to faulty diving equipment, whether sold or rented, including equipment repair and issues arising from air fills.
Addresses legal actions due to diving-related incidents.
Coverage extends to diving boats up to 15 meters in length.
The General Liability plan offers a substantial limit of €5 million per occurrence and €10 million aggregate, providing extensive coverage to protect dive professionals and operators against potential liabilities.
DiveAssure provides comprehensive coverage options tailored to both individuals and operators. We offer flexible insurance solutions to meet your specific needs. Our individual policies provide coverage for professionals, while our dive center policies offer comprehensive protection for diving operations, liveaboards and resorts.
Yes, DiveAssure extends its coverage to include liveaboards and dive-safari boats, ensuring that operators in the dive tourism industry have comprehensive protection for their vessels. With our tailored coverage options, you can navigate the waters with confidence.
Yes, DiveAssure offers the flexibility to bundle diving accident insurance and general liability coverage for added convenience and comprehensive protection.
Yes, DiveAssure understands the diverse needs of dive businesses and offers tailored coverage options suitable for smaller operations. Our flexible plans cater to businesses of all sizes, ensuring that you receive the appropriate level of protection for your specific requirements.
No, DiveAssure simplifies the process by not requiring you to provide a list of professionals working at your dive center. With our General Liability plan, your staff is covered while working under your business, provided you have an active/paid plan with DiveAssure.
No, DiveAssure understands that staffing changes may occur within dive businesses. Therefore, we do not require you to inform us about changes in staff. As long as you maintain an active/paid plan with DiveAssure, your staff will remain covered while working under your business.
Our liability plans cover activities within the European Union (EU) / UK only, ensuring that dive professionals and operators are adequately protected. Activities outside the EU are not covered.
The liability coverage provided by DiveAssure is valid for 365 days from the date of purchase, offering year-round protection for dive professionals and operators. This ensures continuous coverage without the need for annual renewals at the end of each calendar year.
Unfortunately, our territorial coverage for general liability coverage is limited to activities conducted within the European Union / UK only. Feel free to explore our personal plans offering protection against diving accidents and dive-travels risks.
To report an incident or file a claim, simply contact us at liability@diveassure.com, and our dedicated team will guide you through the necessary steps to ensure a smooth and efficient claims process. We’re committed to providing prompt assistance and support to dive professionals and operators in the event of an incident or claim.
To meet PADI’s requirements for a minimum coverage of €4 million, we recommend selecting our “Super” or “Mega” plan under the General Liability coverage. These comprehensive plans offer the necessary coverage limits to comply with PADI standards and provide peace of mind for your dive center operations.
The information provided on this page is for general informational purposes only and does not constitute a contract, legal advice, or an offer of insurance. Coverage, terms, conditions, and exclusions may vary and are subject to the full policy wording. For complete details, please refer to the official policy terms and conditions and our liability insurance brochure. In case of any discrepancies, the official policy document will prevail.
Are you a good dive buddy? 🧑🤝🧑🤿
Being a great dive buddy isn’t just about sharing the view—it’s about being prepared, communicating, and supporting each other every step of the way. From pre-dive checks to handling emergencies, your actions can make all the difference!
Ready to level up your dive buddy game? Check out the 8 essential tips in our latest blog—link in bio! 📲
#DiveBuddy #ScubaLife #DivingTips #BuddySystem #DiveAssure #SafetyFirst #DivePreparation #DiveSmart #UnderwaterAdventure
Did you know there’s a “Best Scuba Diver” award? 🏆🤿
The Dive Trophy is Europe’s biggest diving competition, where divers face extreme challenges to prove they’ve got what it takes to be crowned the ultimate diver! From intense underwater parkour to mastering stress management, this event tests it all. 🌊💪
Want to know how to compete and what’s at stake? Dive into the full story — link in bio! 📲👆
#DiveTrophy #BestDiver #ScubaCompetition #DivingChallenges #DiveAssure #Freediving #UnderwaterSkills #LinkInBio
Creature Feature: OCEANIC WHITETIP SHARKS 🦈
Facts:Oceanic Whitetips, also known as Longimanus, are bold, open-ocean predators found in tropical and warm temperate seas. Recognizable by their long, rounded fins with bright white tips, they can grow up to 4 meters and are often seen cruising near the surface, far from shore.
Danger Level: 🟡 Moderate — curious and assertive. Always stay alert and calm.
Marine Role:Top pelagic predators, they help maintain healthy fish populations in the open ocean and are vital to oceanic food web balance.
For a safe encounter:Stay vertical, maintain eye contact, and keep your group close. Don’t splash, feed, or turn your back — confidence and awareness are key.
Injury Tips:While rare, bites can occur. If injured, exit the water safely, control bleeding, and seek immediate medical attention.
✨ Be prepared before you meet one of the ocean’s most iconic sharks. DiveAssure covers the unexpected — Check our website for the right protection 📩
#DiveAssure #DiveSafe #CreatureFeature #OceanicWhitetip #Longimanus #SharkSafety #DiveCoverage #PelagicEncounters #ScubaLife #RespectWildlife
She lost all feeling... but not her support.
When a diving accident in Belize turned serious, DiveAssure’s evacuation and medical coverage meant one diver avoided a $43,000 bill—and got the treatment she needed to make a full recovery.
🏝 Accidents can happen even in paradise. Don’t dive without a plan.
Read the full story — link in bio.
#DiveAssure #DivingAccident #ScubaSafety #DiveInsurance #HyperbaricTreatment #DecompressionSickness #TravelSmart #EmergencyEvacuation #DiveSafe #LinkInBio
Protecting Coral Reefs: Know the Dos & Don`ts 🌊🐠
Coral reefs are one of the most vibrant ecosystems on the planet, but they’re fragile. As divers, it’s our responsibility to protect them. Here’s a quick guide on what you should and shouldn’t do while exploring these underwater wonders:
Do:
✅ Maintain buoyancy control
✅ Be mindful of currents
✅ Use reef-safe sunscreen
✅ Respect marine life from a distance
Don’t:
❌ Touch, stand on, or collect coral
❌ Stir up sand or sediment
❌ Use harmful chemicals near reefs
❌ Anchor on or near coral reefs
Let’s dive with care and protect what’s beneath. 🌍💙
#CoralReefProtection #diveassure #ScubaDiving #ProtectTheOcean #DiveWithCare #SustainableDiving #MarineConservation #ReefSafe #UnderwaterWorld #EcoFriendlyDiving
